Home Buyers Guide
You are looking to buy your first home? Or maybe you have owned multiple properties and are looking for additional advice for a future real estate purchase. You have come to the right place!
Determine you needs
Each individual’s needs vary greatly, It is very important to know exactly what your needs are, or at least have a general idea of what you would like and sit down with a professional and let him help you determine your needs, it is totally free !
All good Real Estate Agents will sit down, go over your needs and establish what would be best, with you.
What is the difference between needs and wants?
Needs are features that you cannot live without, for example: Location, price, type of property, number of bedrooms, number of bathrooms, surroundings and public utilities.
What are features you would like but could live without (or if possible, add later on): pool, fireplace, floor finish, kitchen counter top finishings and so one (some of these can also be needs for certain people, that is why you must determine your needs before hand)
Know what you want, share all the information with you agent. He is there to make your purchase easy and fun!
Determine what you can afford
The best thing to do is to consult a mortgage specialist, if you are working with a agent ask him to refer one or two, he will be able to point you in the right direction. Knowing what you can borrow will insure a more efficient search for your house, condo or revenue property. It is one of the most important steps to take by serious buyers. A pre-approval will also give added weight to offers you will make, it will demonstrate to sellers that you are serious, and often times will help your offer in getting accepted.
Talk to a agent (it is free)
Working with a real estate agent will allow you to save time, and make your property search more efficient. He will help you sort out homes that fall in your budget in a professional manner. He will notify you as soon as a new house, condo or revenue property that suites your needs is put up for sale. He may also have insurance policies that he offers for free. Pierre participates in the Tranquilli-T program offered by RE/MAX Quebec, this coverage is only available through participating RE/MAX agents, ask your agent if he offers it.
Checklist for property visits
At times you may visit many houses, condos or revenue properties in a week. Chances are that most people will hardly remember the features they liked for each property. This is when a checklist comes in very handy. It will allow you to backtrack on properties you visited since that first day you started looking for your dream home.
add checklist link here
You finally found your dream property
You must now notify all your current service providers of your recent move and update your file. Most companies allow you to do so online, Pierre has supplied you with a list just click on the link bellow.
